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Individual Medical Insurance

Individual major medical insurance protects from the expenses of serious illness and accidents.  This is most commonly purchased when you do not have access to group health insurance, or the cost for that insurance is too expensive for you to cover your dependents. 

At Executives Insurance Benefits Division, we discuss your specific situation and help you purchase the health plan that meets your needs and wants.  Our market offers indemnity, PPO (preferred provider organization), and HMO (health maintenance organization) plans.  These plans range from low to high deductibles, some with doctor office and prescription co-pays.  Other available benefits include maternity, wellness, and more.

“Short Term” medical is also available for those seeking coverage while between jobs or in a unique situation.  These plans typically provide indemnity coverage for 30-180 days.



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